Do you get a mortgage statement and pension statement in the same month? I seem to do so. As I am a year and a bit away from trying to sell my house and downsize, I've become a price comparison website nerd! I go and look at investment plans and have come to the conclusion that Suze Orman, Martin Lewis and Dave Ramsay have sussed it all out for me. There is no point in paying into a savings fund as long as you have a mortgage. The interest will cancel out any saved gains. So watch this space. I'm locked into a mortgage deal until 3/9/2012! Or I have to pay Santander almost £8,000 for the pleasure of changing my mortgage deal. In the meantime, post debt repayments, I will pay off as much mortgage capital as I can.
Now, you may well window shop. I often look at tents on eBay, or even browse around charity shops and often think of what I might like in the future. Wood burning heating? Solar or PV? In fact, I just want to pay for my new house (which will be compact and bijou) and then think of saving, or solar, or a ground water storage system. Until then, just because I'm nosey, I'll keep looking for the best deals, whether for energy, utilities or mortgages.
Do you keep an eye on your 'future finances' even though, maybe like me, you're not there yet!
Until tomorrow,
Froogs xxxxx
