Today I submitted my over time claim form as I've been banking it for 10 weeks as I had asked for it at the end of the financial year. I've banked 84 hours of 1-1 tutoring!!! No wonder I'm tired.I could have taken the money each month but I might have spent some of it. I haven't spent or taken any. So at the end of March, after tax, I will bank the payment on one day and payout to HBOS the next day.
Next week I start the next cohort of tutoring and five more students will raise their grades and I will squirrel away money and not take it until June and then pay off another chunk of debts. I used to see debts as the amount I paid each month to 'service' them and now I see them as a mass of money, that I've spent, that actually belongs to someone else that I need to pay back. However, on the last day of March, I will owe a considerable amount less in debt.
Sometimes the simple life seems a long way off and the road to freedom seems extremely long, up hill and stoney at times but I have the map and I know that I will get there. It's amazing that HBOS themselves are not really bothered about the people that lent them the money to stay afloat: they really are shameless. (p.s enjoy Show of Hands)